The model portfolios
5-year backtest, point-in-time (dashed) · live tracking since launch (solid)
Prudent
Initié+Holdings & trades reserved for the Initié tier
The performance and the curve above are public. The current holdings (with entry prices) and the trade history are reserved for Initié+ members.
Unlock this portfolioÉquilibré
Membre+Holdings & trades reserved for the Membre tier
The performance and the curve above are public. The current holdings (with entry prices) and the trade history are reserved for Membre+ members.
Unlock this portfolioOffensif
AssociéHoldings & trades reserved for the Associé tier
The performance and the curve above are public. The current holdings (with entry prices) and the trade history are reserved for Associé members.
Unlock this portfolioHow to read these figures
Annualized return (/yr): the average annual growth rate, compounded. It counts only completed calendar years — the current year is shown separately, because seven months do not compare with twelve. This is the right figure for comparing one strategy with another.
Cumulative: the total gain over the whole period. Both figures say the same thing — for instance +20.9%/yr over 5 years multiplies capital by 2.58, i.e. +158% in total (100 → 121 → 146 → 177 → 214 → 258).
⚠️ Annual returns compound, they do not add up. The cumulative figure is therefore not the sum of the bars above but their product: each year compounds on the capital already earned the year before. That is the “interest on interest” effect — adding always understates the real performance.
Worst drawdown: the largest fall endured from a peak (the deepest trough to sit through). An honest figure on the strategy's real risk.
Backtest of the method over ~5 years of real historical data, point-in-time (selection using only the data known at each date, with no hindsight), rebalanced monthly, up to launch. From then on, live tracking under real conditions. Annualized return = average annual growth rate over completed years; worst drawdown = largest fall from a peak. Past performance is no guide to future performance. An information and education service — not personalized advice. Investing carries a risk of capital loss.